Anju, originally from India, made Richmond her home and built an 18-year career in retail management, excelling in business operations, team leadership, and staff development. Inspired by her firsthand experience with business challenges, she transitioned into financial services to help business owners navigate key financial decisions. She specializes in comprehensive business owner planning, including key employee retention programs, business succession strategies, tax management, and company-sponsored retirement plans.
Coming from a family of entrepreneurs, Anju understands the complexities of business ownership—the responsibility not just for one’s own family but also for the employees who contribute to success. She recognizes the critical importance of succession planning and the need for proactive financial strategies to ensure long-term sustainability. Her goal is to help business owners balance growth, risk management, and financial security, ensuring they can focus on what they do best while building a strong future.
Anju holds a Virginia Life/Health/Annuity License, Series 7 & Series 66 registrations, and the Chartered Financial Consultant (ChFC®) designation. She is a Registered Representative with Cetera Wealth Services, LLC and Investment Advisor Representative with Cetera Investment Advisers LLC.
In her free time, Anju enjoys running on Richmond’s scenic trails and spending time with her German Shepherd, Arzoo.
Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services, LLC, nor any of its representatives may give legal or tax advice.